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098 破产歌词

Bankruptcy is a legal process for people and businesses that are in debt. It is designed to help them get a new start. It is also designed to help their creditors get paid at least some of what they are owed. In America, two kinds of bankruptcy are most common for individuals. These are called chapter seven and chapter thirteen. They are named after the parts of the United States Code that define them. Chapter thirteen bankruptcy requires people to have a plan to repay their creditors. They make payments for three to five years until most of their debt is paid off. In chapter seven bankruptcy, people must give up some of their property. The property is then sold to pay their creditors. But the people are able to keep the money they earn after they bring their bankruptcy case. Under chapter seven they are also able to keep most of the property they buy after that time.
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